Payment Options

Treat now, pay later
- No hard credit checks, ever
- True 0% APR options available
- Interest-bearing plans with APRs as low as 5.99%
- Up to $50,000 approvals
- No hidden fees
See an example of what you could pay
Example payments for $1,000
- No hard credit checks, ever
- 60 seconds to apply
0% APR and other promotional rates subject to eligibility. See footer for details.
How Cherry Works
See if you qualify
It only takes 60 seconds to complete the application
Get care
Use your approval to pay for your treatment
Pay over time
Choose a plan length that fits your needs with 0% APR options
Testimonials
What Our Customers Say
Discover firsthand experiences and testimonials from our valued patients as they share their thoughts and feedback on our services and care.
Aamir M. - Verified Patient via Zocdoc
"Dr. Barnes and her staff are extremely friendly and knowledgeable. I would highly recommend anyone come to them!”
★★★★★
Anon. - Patient via Zocdoc
"The provider was very thorough in her exam and discussed the diagnosis and treatment with me clearly. I would highly recommend this provider and office."
★★★★★
Rachel W - Verified Patient via Zocdoc
"Wonderful experience. The entire staff was incredibly friendly and personable. Austin thoroughly explained my options with my insurance and provided excellent advice and options when looking at new frames."
★★★★★
Questions?
What is Cherry? Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.
How long is my approval valid for?
Approvals are valid for undefined days. Once that time period expires, you are welcome to reapply.
Can I increase my approval amount?
If you are eligible for an increase, you may request this through the Cherry Consumer Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Can I pay this off early?
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
Does my 0% APR offer expire?
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
How much is my down payment and when is it due?
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.
How are refunds handled?
To request a refund, please contact See And Be Seen directly.
We defer to the refund policies put in place by See And Be Seen and cannot initiate a refund without their approval.
Once See And Be Seen authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Does Cherry report to the credit bureaus?
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Can missing payments on my account with Cherry hurt my credit?
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with down payment in the amount of monthly payment due at the time of purchase. Not every provider that uses Cherry will offer the payment plan terms listed above.
Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners. See withcherry.com/terms for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.
Copyright © 2020-2025 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.
Our Story
At See and Be Seen, we deliver a luxury eyecare experience defined by personalized attention, exceptional clinical expertise, and the most exclusive eyewear collections.
Our unwavering commitment is to provide every patient with uncompromising service and comfort—from comprehensive eye exams to advanced treatments and curated frame styling. Whether you're here for routine care or a bespoke eyewear fitting, my team and I are dedicated to making sure your vision—and your experience—are in the very best hands.

















